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Mortgage broker North York

North York Mortgage Broker Sedat Topcu believes that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We’re here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.

With access to over 50 of Canada’s Top Lending institutions, Sedat and his team can place all types of mortgages including purchases, refinances, second mortgages, private mortgages, equity take-outs, debt consolidations, renewals and mortgages for self-employed.

As a Mortgage broker in North York, Sedat has over 20 years of experience helping people in the financial services sector. Sedat’s major strength is his commitment to treating every client individually and striving to find the best product customized to their individual needs. His focus on details, being available for his clients and ensuring a seamless process enabled him to work with many clients over the years.

By combining the finance and accounting skills he acquired throughout the years coupled with an MBA degree, he is able to offer unconventional solutions to difficult cases.

Call Sedat Topcu – Mortgage Broker North York today and get a free quote and overview of current market conditions affecting the North York mortgage market!

Products and Services

  • First Time Homebuyers
  • Second Mortgages
  • Private Mortgages
  • New Immigrant and Non-resident Mortgages
  • Mortgage Renewal
  • Investment Properties
  • Debt Consolidation

Given the vast number of mortgage products and options available today, shopping for a mortgage sometimes can be overwhelming and confusing for consumers. Sedat will provide you with a comprehensive source of information and expert advice that will help you build a mortgage blueprint that fits your financial needs and long-term financing goals. With access to various mortgage lenders, he can shop the market on your behalf for the lowest mortgage rates and offer you mortgage solutions that best suit your unique mortgage needs!

Sedat Topcu is a licensed Mortgage Broker, who is dedicated to helping the people in the GTA find the perfect mortgage and home loan solutions.

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CLN MORTGAGES provides you with access to interest rates and mortgage products that are far superior to those of most other mortgage brokers. CLN MORTGAGES specializes in clients with bad credit and unprovable income. Because we have access to OVER 100 PRIVATE LENDERS we can offer mortgages...


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Why Use a Mortgage Broker?

Sedat Topcu is an independent, trained North York Mortgage professional with over 20 years of experience, licensed to represent and provide you with the best advice for your mortgage needs.

As a mortgage broker, Sedat Topcu represents you, the customer, not the lender. Since they are not employees of a lending institution, brokers are not limited in the product they can offer you. A mortgage broker can seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Funds.

Some Helpful Information About the Area from Sedat Topcu

North York is a suburban district in Toronto, Ontario, Canada, with a population of 672,955! It was first created as a township in 1922 and became a city in 1979.

In 1998, the city was amalgamated with the rest of Metropolitan Toronto to form the new mega-city of Toronto and has since been a secondary economic hub outside Downtown Toronto.

The area is one of the most multicultural areas in Canada, and has many diverse neighbourhoods inhabited by people of many different cultures!

North York Mortgage and Real Estate

The benchmark house price in North York for 2017 was $810,020, and property values have appreciated 11% over the last year!

The average days on market for properties in the area was around 15 days, and within the last month of December 2017, 353 properties were sold!

The Toronto area real estate market is not expected to slow down in 2018, and the market is projected to continue being very active!

Mortgage rates are still very low, hovering between 2-4%! Of course, Sedat Topcu is here to help you every step of the way, and to find you the perfect mortgage and loan solution for your situation.

A Little About the Area

North York Mortgage broker skyline

The area consits of the urban community in north Toronto that includes a wide range of neighbourhoods including The Bridle Path, Hogg's Hollow, Lawrence Park, York Mills, Willowdale and Bayview Village.

The name North York refers to both Toronto's original name, York, and later the former city's location north of Toronto.

The area developed as a result of the subway and is easily accessed by public transit, with many subway stations, and bus routes!

The district has three major hospitals, North York General Hospital, Humber River Regional Hospital and the Sunnybrook Health Sciences Centre.

It is also an education hub, and home to campuses of York University, Seneca College, and Osgoode Hall Law School!

Things to Do in North York

second mortgage north york city view

Black Creek Pioneer Village, is a heritage village in the area! The village is a recreation of life in 19th-century Ontario and gives an idea how rural Ontario might have looked in the early-to-mid-19th century!

The Ontario Science Center is one of the best science museums in Ontario, and offers a hands-on experience and engagement with science of local, national and global relevance!

The area also houses two of Toronto's five major shopping malls: the Yorkdale Shopping Centre and Fairview Mall, as well as several other neighbourhood malls.

There is also the North York Ski Center, which is one of only two ski hills located within the boundaries of Toronto!

If you are a sports fan you can enjoy watching 4 of the major sports teams!

The Toronto Maple Leafs, who’s schedule can be found here.

The Toronto Raptors, who’s schedule can be found here.

The Toronto Blue Jays, who’s schedule can be found here.

Toronto FC, who’s schedule can be found here.

The area of North York is one of the best places to live in Ontario, and Sedat Topcu is excited to help you call it home by taking care of all your North York Mortgage needs!