Privacy Policy

1. (TeamTopcu) is owned and operated by Sedat Topcu, licensed mortgage broker with license number M12001567 issued by The Financial Services Commission of Ontario (FSCO).
FSCO is a regulatory agency of the Ministry of Finance that regulates insurance, pension plans, loan and trust companies, credit unions, caisses populaires, mortgage brokering, and co-operative corporations in Ontario.
2.    TeamTopcu collects non-public personal information about you from the following sources:
.      – Information TeamTopcu receives from you on applications or other forms;
.      – Information about your transactions with TeamTopcu, it’s affiliates, or representatives; and
.      – Information TeamTopcu receives from a consumer reporting agencies.
3.    TeamTopcu does not disclose any non-public personal information about it’s clients or former clients to anyone, except as permitted by law.
4.    Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, although we take measures to protect your information, TeamTopcu cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk.
5.    In the event of errors or omissions in any information, TeamTopcu’s sole responsibility shall be to use its best efforts to correct, by the issue of a corrected release, any errors or omissions which it or any of its employees, servants or agents may have made, negligently or otherwise, in transmitting copy accurately and which are brought to its attention. Without limiting the generality of the foregoing, in no event shall TeamTopcu or any of its servants, employees or agents be liable in contract, tort or otherwise to any person (including, without limitation, the subscriber) for any loss, damage, injury, liability, cost or expense of any nature (including, without limitation, direct, indirect, consequential, incidental, special and punitive damages) which such person may suffer or incur as a result of any such errors or omissions or any delays in transmission or non-transmission.
6.    By using this site, or by submitting personal information to us, you signify your agreement to TeamTopcu’s Privacy Policy and Terms of Use. From time to time we may change or update our privacy policies. It is your responsibility to check back regularly to inform yourself of such changes. Your continued use of following the posting of changes to these terms will be deemed as your acceptance of those changes.
7.    TeamTopcu reserves the right to change this policy statement at any time by posting the revised policy on this website. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.
If you have any further questions or concerns, please contact:
Sedat Topcu
Mortgage Broker